Reasons to invest in Coldstream Crossing

Coldstream Crossing provides a unique lifestyle option with maximum value in today’s retirement community marketplace by focusing on the following key points: 

1. Coldstream Crossing’s fee simple home ownership structure allows buyers to retain full equity in their home as compared to non-refundable or limited refundability entrance fees at traditional continuing care retirement communities. In fact, this is one of the only communities in the area in which the investment may actually appreciate. This type of ownership provides flexibility for residents who may change their minds and want to leave the community in the future. Traditional retirement communities generally have very limited refundability options that can impose major financial penalties and make it impossible for residents to move if they change their minds for any reason.
    
2. Buyers at Coldstream Crossing can elect to buy their home under a structure similar to popular active adult communities in the area. However, at Coldstream Crossing, homeowners will enjoy the value added aspect of being able to access additional services that are unavailable from traditional active adult communities, as well as priority access to assisted living when it is needed.
   
   
3. The cost of buying and living at Coldstream Crossing represents a better value than “bundled” retirement community packages. In those retirement communities, residents get locked into a combined service package whether they need all the services or not. This means that residents are paying for services that they don’t need now, or may never need, such as skilled nursing care. Initial monthly fees for new residents at most area retirement communities range from $2,000 to $3,000 per month or higher, even though residents may not need significant services for years. 
   
   
4. Coldstream Crossing intends to promote the use long term care insurance as an option for its residents to fund their need for future healthcare. Such policies create a means for covering not only assisted living and nursing home care, but also home health care, which is not covered in a traditional retirement community. Long term care insurance is a portable benefit as well. This means that residents have the flexibility of taking their coverage with them if they ever want to leave Coldstream Crossing.

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